City of houston health insurance rates

City of Houston offers you three (3) unique medical plans. All plans include preventive care services and a four-tier prescription drug plan. Full-time and part-time employees who consistently worked 30 or more hours per week over the past 12 months are eligible for benefits. The three (3) plans offered are the Cigna Open Access, the Cigna Limited Network, and the Consumer-Driven Health Plan (CDHP).

Medical Plan Options

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Cigna Open Access

Under the Open Access plan you will be able to visit any of the more than 572,800 providers in Cigna’s national network, but only true emergency services are available out-of-network. This is the most expensive option.

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Cigna Limited Network

Under the Limited Network Plan, all your medical care comes from one (1) of three (3) provider groups — Kelsey-Seybold, Renaissance or
Village Medical. This is the middle-of-the-road option.

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CDHP

The CDHP plan offers the same broad network as the Cigna Open Access plan, plus access to out-of-network services at higher deductibles and coinsurance as well as a Health Reimbursement Account. This is the least expensive option.

Medical Plan Information

Important: Duplication of coverage is not allowed

If both you and your spouse work for the city, you may be covered as an employee or a retiree, or as a dependent — but not both. Dependents may be enrolled under only one parent or guardian.

Transparency in Coverage Rule

This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and include negotiated service rates and out-of-network allowed amounts between health plans and health care providers.

The machine-readable files are formatted to allow researchers, regulators and application developers to more easily access and analyze data.

Contact Benefits

Benefits Phone
832-393-6000

Fax
832-395-9409

Cigna Open Access

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